NIST 800-63A IAL3 provides additional identity verification tools to combat fraud. It officially recognizes remote, unattended identity proofing methods as pathways to IAL2, makes meeting high security standards simpler for organizations and supports continuous evaluation of performance.

TrustSwiftly provides an easy way for companies to remotely verify identities using equipment specifically designed to quickly capture documents and biometric attributes instantly, as well as KYC/AML watchlist screenings in order to stay compliant with regulations.

IAL3 identity proofing

IAL3 identity assurance level 3  (IAL3) is the highest identity verification standard available, requiring on-site interaction between an applicant and a CSP representative in order to authenticate his or her identity through document authentication, facial recognition with liveness detection technology and direct oversight to ensure digital identities match up with physical identities presenting themselves. IAL3 security can be most useful in high-stake transactions like secure physical access or financial transactions.

TrustSwiftly's IAL3 compliant solution offers remote and mobile IAL3 verification experiences that meet FedRAMP high compliance standards, helping businesses meet KYC/AML regulations. The solution features anti-phishing-resistant MFA journeys, watchlist screenings, hardware authenticators that prevent man-in-the-middle attacks from undermining verification processes; document authentication with liveness detection helps reduce impersonation fraud while liveness detection helps identify impostor accounts.

NIST 800-63A IAL3 IAL3 compliant solution

IAL3 identity proofing requires on-site attended identification - similar to showing up to work and providing multiple forms of ID to your supervisor for verification. Furthermore, unlike IAL2, this level requires more rigorous evidence validation and biometric collection of at least one unique characteristic.

Its purpose is to deter more sophisticated attacks, and protect against falsified evidence, theft, repudiation and synthetic identities. To achieve IAL3, an applicant must meet with a CSP representative onsite who can examine their documents and interact directly. Remote proofing cannot completely meet this objective.

TrustSwiftly's Affirm integrates chat, video, facial recognition with liveness detection and document authentication into one powerful system to meet IAL2 and IAL3 levels of assurance. It allows step-up reproofing to satisfy risk assessments for continuous identity assurance beyond initial checks, meeting both business and security goals simultaneously. Furthermore, its robust nature is sufficient to defend against advanced spoofing attacks such as Presentation Attacks and Deepfakes.

Remote IAL3 verification

IAL3 verification is the highest level of identity proofing available to CSPs. It requires an in-person session with a certified representative from an RPS and biometric attribute verification to prevent more sophisticated attacks such as evidence falsification, theft and repudiation. Furthermore, it demands high confidence in its identity verification process.

Trust Swiftly's NIST 800-63A IAL3 verification solution integrates document authentication, facial recognition and liveness detection to quickly, easily and accurately verify identities quickly, easily and accurately - helping protect against fraud, phishing attacks while decreasing password reset requests and improving customer experiences. Furthermore, this helps businesses meet FedRAMP High compliance standards as well as KYC/AML regulations.

TrustSwiftly identity verification platform supports multiple assurance levels, including IAL3. This level involves checking government-issued ID documents for authenticity, reviewing security features and cross-referencing databases until all matches have been found. Liveness detection software also checks if this person matches up with their photo on an ID document to ensure it's the same person.

Mobile IAL3 verification

Mobile NIST IAL3 verification solutions offer an efficient, cost-effective method for providing high-assurance credentialing closer to citizens. Utilizing hardware that can be transported between locations, this solution enables attended sessions of IAL3 anywhere onsite to reduce citizen inconvenience while helping businesses more easily comply with KYC/AML regulations.

Contrary to IAL2, IAL3 requires an in-person meeting with a CSP representative and conducts identity and biometric verification in real time sessions under supervision, verifying claimed attributes and biometrics claimed by enrollees while protecting against more sophisticated attacks such as evidence falsification, theft or repudiation. Furthermore, multiple biometric modalities including dual iris and facial biometric capture is allowed which allows stronger linkage of authenticators with identities.

 Regulated industries, including government, health care and financial services that demand high levels of assurance can utilize this level of verification to ward off cyber fraud and ensure passwords don't become vulnerable.